Debt Restructuring
When liabilities grow faster than cash, the way out is disciplined negotiation. We organize the debt, engage every creditor and design a plan the company can actually deliver.
What we do
Liability map
Mapping by legal entity and by type: bank, tax, labor, commercial and civil.
Bank negotiations
Maturity extensions, grace periods, collateral swaps and lower charges with banks and funds.
Tax settlements
Settlement and installment programs with tax authorities.
Out-of-court plan
Collective agreements with creditors and, when needed, a court-ratified out-of-court plan.
When to call us
- Working capital rolled over month after month
- Enforcement actions reaching the shareholders
- Court freezes on bank accounts
- Suppliers demanding payment upfront
What to send
- Recent financial statements
- List of debts by creditor
- List of lawsuits
- Current cash flow
How it works
- I
Diagnosis
Liability map and real capacity to pay.
- II
Plan
Proposal by creditor class, with clear priorities.
- III
Negotiation
Rounds with each creditor and formal agreements.
- IV
Monitoring
Compliance tracked through the final installment.
Frequently asked questions
Do I need to file for formal insolvency?
In most cases, no. Out-of-court negotiation is faster, cheaper and keeps the company out of the public eye.
Do you work with small companies?
Yes. We work with everything from family businesses to corporate groups with multiple entities.
What if operations also need fixing?
Then we combine the restructuring with a turnaround.